About Us
Ades Laenud OU is an Estonian-based financial company specializing in non-depository credit intermediation and related credit services. With a focus on the Latvian market, we aim to provide smart, adaptive, and practical financing options for small businesses, entrepreneurs, and individuals seeking financial growth. Our team combines local market insight with global financial practices to deliver optimal lending solutions. We understand the challenges of modern credit landscapes and work closely with our clients to find the most efficient paths forward.
We believe in responsible lending, ethical business practices, and personalized service. Every client is treated with the attention and respect they deserve, ensuring transparent communication and fair terms. Our goal is not just to provide credit—but to support sustainable financial progress. Whether you are starting a new venture or need a working capital boost, Ades Laenud OÜ is here to support your financial journey.

Services
We offer a comprehensive range of credit and financing services designed to support both individuals and businesses. Our solutions are tailored to meet your unique financial goals, with speed, clarity, and professionalism at the heart of every interaction.
Business Financing

Every business, regardless of size or sector, needs access to capital to grow. Our business financing service is designed specifically for entrepreneurs and SMEs in Latvia who require quick and reliable funding. Whether you're expanding operations, investing in new equipment, or bridging seasonal cash flow gaps, we offer flexible loan structures with competitive interest rates and transparent repayment terms. Our team works closely with you to understand your business needs and provide a financing plan that supports your long-term vision. With a simplified application process and minimal paperwork, we make funding accessible—without the delays or complexities of traditional banking.

Invoice Financing

Cash flow is the lifeline of any growing business. If your company is waiting on customer payments but needs working capital now, our invoice financing service can provide an effective solution. This option allows you to unlock the value of your unpaid invoices, giving you immediate access to funds without taking on new debt. Especially useful for companies in the B2B sector, invoice financing helps maintain liquidity, pay suppliers on time, and seize new opportunities without disrupting operations. At Ades Laenud OÜ, we offer a fast, confidential, and cost-effective way to stabilize your cash flow and improve your financial agility.

Personal Loans

Life is full of unexpected situations, and sometimes you need financial support to stay on track. Our personal loan service provides a fast, safe, and straightforward way to access extra funds when you need them most. Whether it's for medical expenses, education, home repairs, or debt consolidation, we offer flexible loan amounts and repayment periods tailored to your financial circumstances. We pride ourselves on responsible lending practices—ensuring you receive a solution that works for your budget, not against it. Our process is transparent and secure, with no hidden fees and full confidentiality throughout.

Why Work With Us
Choosing the right financial partner is crucial. At Ades Laenud OU, we’re committed to delivering value beyond just credit.
  • Local Expertise with Regional Focus
    Our deep understanding of the Latvian financial market allows us to offer solutions that reflect real economic conditions and client needs in the region.
  • Fast and Transparent Process
    We value your time. Our application and approval processes are streamlined and fully transparent—no hidden fees, no unexpected terms.
  • Flexible Credit Solutions
    We know that one size doesn't fit all. That’s why our credit services are customizable, designed to suit various financial profiles and objectives.
  • Reliable Support and Guidance
    From your first inquiry to full repayment, our dedicated support team is here to provide professional advice and assistance every step of the way.
Ready to take the next step?
Contact us today to discuss a financing solution that fits your goals.



Ades Laenud OU


+37256130640
e.s@adeslaenudou.com
Laagna tee 80 Tallinn, 13816 Estonia
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